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Term Life Insurance

Term life insurance is a type of plan that guarantees your safety for a set period of time. We all have certain things we want or need, but later decide that they are not needed anymore because our situations have changed! Term lengths typically range from 10 - 30 years and provide an affordable price point with low premium payments. For example, term life may be less expensive than whole life policies depending on your situation. However, it is important to consider how this impacts you long-term since coverage will expire.


Term life insurance plans are the most popular among individuals who have proper investments, savings, or an inheritance to cover the gap once coverage ends after the specified term.  In some cases, people will layer on a whole life policy or multiple term life policies. 

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